Hemlo's BRF analysis

BOSTADSRÄTTSFÖRENINGEN KÅRTORP

Org. no. 716410-4163 · Töreboda

Very strong associationBased on the 2025 annual report · Analysed 5 Oct 2026

Summary

BOSTADSRÄTTSFÖRENINGEN KÅRTORP receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,418 kr per square metre and the annual fee is 708 kr per square metre per year. The annual fee has increased 9% over 7 years. The analysis highlights, among other things: Stambytesrisk i 40 år gammal fastighet med okänt status, Låg underhållsfond kan tvinga fram avgiftshöjning, Stor del av lånen förfaller samtidigt 2028.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²708 kr/m²
+9% over 7 yr2018–2025
Debt/m²2 418 kr/m²
-37% over 7 yr2018–2025
Equity ratio45 %
+21 pp over 7 yr2018–2025

Association facts

Municipality
Töreboda
Built
1985
Apartments
8
Total area
864 m²

Identified risks

  • Repiping risk in a 40-year-old property with unknown statusHigh
  • Low maintenance reserves can force an increase in feesMedium
  • A large portion of the loans falls due at the same time in 2028Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,418 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre708 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BOSTADSRÄTTSFÖRENINGEN KÅRTORP a financially healthy housing cooperative?
BOSTADSRÄTTSFÖRENINGEN KÅRTORP receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BOSTADSRÄTTSFÖRENINGEN KÅRTORP?
The debt is 2,418 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BOSTADSRÄTTSFÖRENINGEN KÅRTORP?
The annual fee is 708 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 7 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN KÅRTORP has a health score of 10 out of 10.