Hemlo's BRF analysis

Bostadsrättsföreningen Klippan

Org. no. 786000-0459 · Söderhamn

Strong associationBased on the 2025 annual report · Analysed 10 Aug 2026

Summary

Bostadsrättsföreningen Klippan receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,774 kr per square metre and the annual fee is 785 kr per square metre per year. The annual fee has increased 25% over 4 years. The analysis highlights, among other things: Oklart eller uteblivet stambyte i 1949 års hus, Stor refinansiering samlad på ett enda förfall, Hög ekonomisk känslighet vid framtida underhåll och räntor.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²785 kr/m²
+25% over 4 yr20212025
Debt/m²1 774 kr/m²
-29% over 4 yr20212025
Equity ratio33 %
+10 pp over 4 yr20212025

Association facts

Municipality
Söderhamn
Built
1949
Apartments
21
Total area
1 429 m²

Identified risks

  • Unclear or omitted pipe replacement in the 1949 buildingCritical
  • Large refinancing consolidated into a single maturity dateHigh
  • High financial sensitivity to future maintenance and interest ratesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,774 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre785 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Klippan a financially healthy housing cooperative?
Bostadsrättsföreningen Klippan receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Klippan?
The debt is 1,774 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Klippan?
The annual fee is 785 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 25% over 4 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Klippan has a health score of 8 out of 10.