Hemlo's BRF analysis

Bostadsrättsföreningen Kundregistret 3

Org. no. 769631-2334 · Stockholm

Serious risksBased on the 2025 annual report · Analysed 1 Oct 2026

Summary

Bostadsrättsföreningen Kundregistret 3 receives Hemlo grade G (1 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 17,304 kr per square metre and the annual fee is 1,096 kr per square metre per year. Higher debt per m² than 98% of associations in Stockholm. The annual fee has increased 13% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket låg underhållsfond inför framtida åtgärder, Mycket hög skuldsättning per kvm.

Compared with neighbouring associations

  • Higher debt per m² than 98% of associations in Stockholm
  • Higher fee per m² than 95% of associations in Stockholm
  • Smaller maintenance fund than 96% of associations in Stockholm
  • Lower equity ratio than 69% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 096 kr/m²
+13% over 1 yr2024–2025
Debt/m²17 304 kr/m²
-1% over 1 yr2024–2025
Equity ratio57 %
-1 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1953
Apartments
70
Total area
3 581 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very low maintenance fund for future measuresCritical
  • Very high debt per sqmCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre17,304 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,096 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kundregistret 3 a financially healthy housing cooperative?
Bostadsrättsföreningen Kundregistret 3 receives Hemlo grade G (1 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kundregistret 3?
The debt is 17,304 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Kundregistret 3?
The annual fee is 1,096 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 13% over 1 years.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kundregistret 3 has a health score of 1 out of 10.