Hemlo's BRF analysis

Bostadsrättsföreningen Kvarta

Org. no. 785000-1616 · Gävle

Stable associationBased on the 2024 annual report · Analysed 12 Jun 2026

Summary

Bostadsrättsföreningen Kvarta receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,105 kr per square metre and the annual fee is 779 kr per square metre per year. Lower equity ratio than 96% of associations in Gävle. The analysis highlights, among other things: Negativt eget kapital och svag balansräkning, Låg underhållsfond i förhållande till framtida behov, Intäktsbasen är ovanligt beroende av andra inkomster än avgifter.

Compared with neighbouring associations

  • Lower equity ratio than 96% of associations in Gävle

Association facts

Municipality
Gävle
Built
1960
Apartments
59
Total area
3 384 m²

Identified risks

  • Negative equity and a weak balance sheetCritical
  • Low maintenance fund in relation to future needsHigh
  • The income base is unusually dependent on sources of income other than membership feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,105 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre779 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kvarta a financially healthy housing cooperative?
Bostadsrättsföreningen Kvarta receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Kvarta?
The debt is 3,105 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Kvarta?
The annual fee is 779 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kvarta has a health score of 7 out of 10.