Hemlo's BRF analysis

Bostadsrättsföreningen Malmen 15

Org. no. 769639-6220 · Jönköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Jun 2026

Summary

Bostadsrättsföreningen Malmen 15 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,794 kr per square metre and the annual fee is 795 kr per square metre per year. Higher debt per m² than 89% of associations in Jönköping. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Oklar status för stambyte och större installationer.

Compared with neighbouring associations

  • Higher debt per m² than 89% of associations in Jönköping
  • Higher fee per m² than 68% of associations in Jönköping
  • Smaller maintenance fund than 87% of associations in Jönköping
  • Higher equity ratio than 82% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²795 kr/m²
+6% over 1 yr20242025
Equity ratio71 %
-1 pp over 1 yr20242025

Association facts

Municipality
Jönköping
Apartments
18
Total area
814 m²

Identified risks

  • Very high debt per square meterCritical
  • Very high interest rate sensitivityCritical
  • Unclear status for pipe replacement and major installationsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,794 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre795 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Malmen 15 a financially healthy housing cooperative?
Bostadsrättsföreningen Malmen 15 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Malmen 15?
The debt is 13,794 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 89% of associations in Jönköping.
How high is the fee in Bostadsrättsföreningen Malmen 15?
The annual fee is 795 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Malmen 15 has a health score of 6 out of 10.