Hemlo's BRF analysis

Bostadsrättsföreningen Ministern 4

Org. no. 769640-2135 · Jönköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Jun 2026

Summary

Bostadsrättsföreningen Ministern 4 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,335 kr per square metre and the annual fee is 1,337 kr per square metre per year. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Hög skuldsättning per kvm ökar risken för framtida avgiftsbelastning, Mycket låg underhållsfond trots tydliga framtida underhållsbehov.

Association facts

Municipality
Jönköping
Apartments
11
Total area
427 m²

Identified risks

  • Very high interest-rate sensitivity can force fee increasesCritical
  • High debt per sq m increases the risk of future service-charge (fees) burdenHigh
  • Very low maintenance fund despite clear future maintenance needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre13,335 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,337 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Ministern 4 a financially healthy housing cooperative?
Bostadsrättsföreningen Ministern 4 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Ministern 4?
The debt is 13,335 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Ministern 4?
The annual fee is 1,337 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Ministern 4 has a health score of 5 out of 10.