Hemlo's BRF analysis

Bostadsrättsföreningen Översten

Org. no. 769634-5581 · Ystad

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Bostadsrättsföreningen Översten receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,307 kr per square metre and the annual fee is 972 kr per square metre per year. Higher equity ratio than 96% of associations in Ystad. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Otillräcklig underhållsfond i förhållande till skuldbördan.

Compared with neighbouring associations

  • Higher debt per m² than 79% of associations in Ystad
  • Higher fee per m² than 75% of associations in Ystad
  • Smaller maintenance fund than 67% of associations in Ystad
  • Higher equity ratio than 96% of associations in Ystad

Association facts

Municipality
Ystad
Apartments
30
Total area
1 499 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Very high debt per m²Critical
  • Insufficient maintenance fund relative to the debt burdenHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,307 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre972 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Översten a financially healthy housing cooperative?
Bostadsrättsföreningen Översten receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Översten?
The debt is 13,307 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 79% of associations in Ystad.
How high is the fee in Bostadsrättsföreningen Översten?
The annual fee is 972 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Översten has a health score of 6 out of 10.