Hemlo's BRF analysis

Bostadsrättsföreningen Plogen i Hallsberg

Org. no. 775700-0133 · Hallsberg

Strong associationBased on the 2025 annual report · Analysed 31 Jul 2026

Summary

Bostadsrättsföreningen Plogen i Hallsberg receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,037 kr per square metre and the annual fee is 740 kr per square metre per year. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket låg underhållsfond ger svag buffert för framtida åtgärder, Trolig stambytesrisk i 1950-talshus med oklar status, Refinansieringsrisk när flera lån förfaller nära varandra.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²740 kr/m²
+5% over 1 yr20242025
Debt/m²1 037 kr/m²
-11% over 1 yr20242025
Equity ratio24 %
+12 pp over 1 yr20242025

Association facts

Municipality
Hallsberg
Built
1959
Apartments
50
Total area
3 291 m²

Identified risks

  • Very low maintenance fund provides a weak buffer for future measuresCritical
  • Likely sewer/water pipe replacement risk in 1950s buildings with unclear statusCritical
  • Refinancing risk when multiple loans fall due close togetherHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,037 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre740 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Plogen i Hallsberg a financially healthy housing cooperative?
Bostadsrättsföreningen Plogen i Hallsberg receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Plogen i Hallsberg?
The debt is 1,037 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Plogen i Hallsberg?
The annual fee is 740 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Plogen i Hallsberg has a health score of 9 out of 10.