Hemlo's BRF analysis

Bostadsrättsföreningen Polarhunden

Org. no. 769629-8210 · Örebro

Acceptable, with remarksBased on the 2025 annual report · Analysed 11 Aug 2026

Top 47% in Örebro

Summary

Bostadsrättsföreningen Polarhunden receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,987 kr per square metre and the annual fee is 1,094 kr per square metre per year. Higher debt per m² than 90% of associations in Örebro. The analysis highlights, among other things: Mycket hög belåning driver upp avgiftsrisken, Låg underhållsfond ger liten buffert för framtida kostnader, Planerad avgiftshöjning visar att ekonomin redan är under press.

Compared with neighbouring associations

  • Higher debt per m² than 90% of associations in Örebro
  • Higher fee per m² than 87% of associations in Örebro

Association facts

Municipality
Örebro
Built
2017
Apartments
64
Total area
3 762 m²

Identified risks

  • Very high leverage increases the fee riskCritical
  • Low maintenance fund provides a small buffer for future costsHigh
  • Planned rent increase shows that the finances are already under pressureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,987 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,094 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Polarhunden a financially healthy housing cooperative?
Bostadsrättsföreningen Polarhunden receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Polarhunden?
The debt is 12,987 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 90% of associations in Örebro.
How high is the fee in Bostadsrättsföreningen Polarhunden?
The annual fee is 1,094 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Polarhunden has a health score of 6 out of 10.