Hemlo's BRF analysis

Bostadsrättsföreningen Rut 1

Org. no. 769617-5319 · Västerås

Acceptable, with remarksBased on the 2025 annual report · Analysed 9 Jul 2026

Summary

Bostadsrättsföreningen Rut 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,994 kr per square metre and the annual fee is 758 kr per square metre per year. Smaller maintenance fund than 91% of associations in Västerås. The analysis highlights, among other things: Hög räntekänslighet kan snabbt tvinga fram avgiftshöjning, Mycket stor risk för stambyte i äldre fastighet, Avsaknad av underhållsplan ökar risken för oförutsedda kostnader.

Compared with neighbouring associations

  • Higher debt per m² than 74% of associations in Västerås
  • Lower fee per m² than 66% of associations in Västerås
  • Smaller maintenance fund than 91% of associations in Västerås
  • Higher equity ratio than 66% of associations in Västerås

Association facts

Municipality
Västerås
Built
1943
Apartments
5
Total area
355 m²

Identified risks

  • High interest-rate sensitivity can quickly force an increase in the feesCritical
  • Very high risk of a pipe replacement in an older propertyCritical
  • Lack of a maintenance plan increases the risk of unforeseen costsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,994 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre758 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Rut 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Rut 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Rut 1?
The debt is 4,994 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 74% of associations in Västerås.
How high is the fee in Bostadsrättsföreningen Rut 1?
The annual fee is 758 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Rut 1 has a health score of 5 out of 10.