Hemlo's BRF analysis
Bostadsrättsföreningen Säfsbyn 4
Org. no. 769620-5140 · Ludvika
Summary
Bostadsrättsföreningen Säfsbyn 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,790 kr per square metre and the annual fee is 750 kr per square metre per year. Smaller maintenance fund than 100% of associations in Ludvika. The analysis highlights, among other things: Stor låneförfalloklump inom kort tid, Mycket låg underhållsfond ger svag buffert, Stambyte kan närma sig utan bekräftad status.
Compared with neighbouring associations
- Higher debt per m² than 67% of associations in Ludvika
- Lower fee per m² than 78% of associations in Ludvika
- Smaller maintenance fund than 100% of associations in Ludvika
Association facts
- Municipality
- Ludvika
- Built
- 1985
- Apartments
- 20
- Total area
- 1 113 m²
Identified risks
- Large loan maturity lump sum within a short timeCritical
- Very low maintenance fund provides a weak bufferHigh
- Pipe replacement can get close without confirmed statusHigh
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- Debt per square metre5,790 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre750 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Säfsbyn 4 a financially healthy housing cooperative?
- Bostadsrättsföreningen Säfsbyn 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Säfsbyn 4?
- The debt is 5,790 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 67% of associations in Ludvika.
- How high is the fee in Bostadsrättsföreningen Säfsbyn 4?
- The annual fee is 750 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Säfsbyn 4 has a health score of 6 out of 10.