Hemlo's BRF analysis

Bostadsrättsföreningen Saltsjö Vy

Org. no. 769624-3638 · Nacka

Stable associationBased on the 2025 annual report · Analysed 8 Jul 2026

Top 26% in Nacka

Summary

Bostadsrättsföreningen Saltsjö Vy receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,375 kr per square metre and the annual fee is 791 kr per square metre per year. Larger maintenance fund than 85% of associations in Nacka. The annual fee has increased 16% over 2 years. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram kraftiga avgiftshöjningar, Stor refinansieringsvåg inom kort tid, Relativt hög skuldsättning för en förening med begränsat ränteutrymme.

Compared with neighbouring associations

  • Higher debt per m² than 60% of associations in Nacka
  • Lower fee per m² than 61% of associations in Nacka
  • Larger maintenance fund than 85% of associations in Nacka
  • Higher equity ratio than 78% of associations in Nacka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²791 kr/m²
+16% over 2 yr20232025
Debt/m²9 375 kr/m²
-4% over 2 yr20232025
Equity ratio82 %
0 pp over 2 yr20232025

Association facts

Municipality
Nacka
Built
2014
Apartments
130
Total area
9 028 m²

Identified risks

  • High interest-rate sensitivity can force sharp increases in association feesCritical
  • Large wave of refinancing in the near futureHigh
  • Relatively high indebtedness for an association with limited interest rate roomHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,375 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre791 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Saltsjö Vy a financially healthy housing cooperative?
Bostadsrättsföreningen Saltsjö Vy receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Saltsjö Vy?
The debt is 9,375 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 60% of associations in Nacka.
How high is the fee in Bostadsrättsföreningen Saltsjö Vy?
The annual fee is 791 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Saltsjö Vy has a health score of 7 out of 10.