Hemlo's BRF analysis

Bostadsrättsföreningen Sandas Pärla

Org. no. 769633-5509 · Enköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 11 Aug 2026

Summary

Bostadsrättsföreningen Sandas Pärla receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,828 kr per square metre and the annual fee is 893 kr per square metre per year. Higher debt per m² than 100% of associations in Enköping. The annual fee has increased 26% over 2 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Okänt stambytesläge kan dölja stor framtidsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Enköping
  • Higher fee per m² than 69% of associations in Enköping
  • Smaller maintenance fund than 93% of associations in Enköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²893 kr/m²
+26% over 2 yr20232025
Debt/m²13 828 kr/m²
0% over 2 yr20232025
Equity ratio60 %
0 pp over 2 yr20232025

Association facts

Municipality
Enköping
Apartments
11
Total area
1 133 m²

Identified risks

  • Very high loan-to-value per sq mCritical
  • Very high interest-rate sensitivityCritical
  • Unknown pipe replacement condition can conceal a significant future riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,828 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre893 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Sandas Pärla a financially healthy housing cooperative?
Bostadsrättsföreningen Sandas Pärla receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Sandas Pärla?
The debt is 13,828 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Enköping.
How high is the fee in Bostadsrättsföreningen Sandas Pärla?
The annual fee is 893 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Sandas Pärla has a health score of 6 out of 10.