Hemlo's BRF analysis

Bostadsrättsföreningen Silvergranen 12

Org. no. 769616-0105 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Silvergranen 12 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,340 kr per square metre and the annual fee is 851 kr per square metre per year. Higher fee per m² than 70% of associations in Stockholm. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Tomträtt ger framtida omförhandlingsrisk, Avgifterna är redan på väg upp, Låg underhållsfond kan tvinga fram höjda avgifter.

Compared with neighbouring associations

  • Higher fee per m² than 70% of associations in Stockholm
  • Higher equity ratio than 70% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²851 kr/m²
+10% over 1 yr20242025
Debt/m²4 340 kr/m²
-1% over 1 yr20242025
Equity ratio80 %
-1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1993
Apartments
103
Total area
7 793 m²

Identified risks

  • Leasehold land tenure creates a future renegotiation riskHigh
  • The service charges are already set to riseHigh
  • Low maintenance fund reserves can force increased association feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,340 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre851 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Silvergranen 12 a financially healthy housing cooperative?
Bostadsrättsföreningen Silvergranen 12 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Silvergranen 12?
The debt is 4,340 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Silvergranen 12?
The annual fee is 851 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Silvergranen 12 has a health score of 5 out of 10.