Hemlo's BRF analysis

Bostadsrättsföreningen Sjöbodarna 1 i Östersund

Org. no. 769630-0909 · Östersund

Acceptable, with remarksBased on the 2025 annual report · Analysed 15 Jul 2026

Summary

Bostadsrättsföreningen Sjöbodarna 1 i Östersund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,290 kr per square metre and the annual fee is 1,060 kr per square metre per year. Higher debt per m² than 95% of associations in Östersund. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Koncentrerade låneförfall närmaste åren.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Östersund
  • Higher fee per m² than 95% of associations in Östersund
  • Smaller maintenance fund than 60% of associations in Östersund
  • Higher equity ratio than 80% of associations in Östersund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 060 kr/m²
+5% over 1 yr20242025
Debt/m²13 290 kr/m²
-1% over 1 yr20242025
Equity ratio64 %
0 pp over 1 yr20242025

Association facts

Municipality
Östersund
Built
2015
Apartments
50
Total area
4 088 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivityCritical
  • Concentrated loan redemptions in the coming yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,290 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,060 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Sjöbodarna 1 i Östersund a financially healthy housing cooperative?
Bostadsrättsföreningen Sjöbodarna 1 i Östersund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Sjöbodarna 1 i Östersund?
The debt is 13,290 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Östersund.
How high is the fee in Bostadsrättsföreningen Sjöbodarna 1 i Östersund?
The annual fee is 1,060 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Sjöbodarna 1 i Östersund has a health score of 6 out of 10.