Hemlo's BRF analysis

Bostadsrättsföreningen Skärgårdsbyn Apartments

Org. no. 769638-5892 · Söderköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Apr 2026

Summary

Bostadsrättsföreningen Skärgårdsbyn Apartments receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,979 kr per square metre and the annual fee is 1,100 kr per square metre per year. The annual fee has increased 16% over 2 years. The analysis highlights, among other things: Hög skuldsättning per kvm driver upp avgiftsrisk, Mycket hög räntekänslighet i förhållande till intäkterna, Underhållsplan finns, men renoveringshistoriken är oklar.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 100 kr/m²
+16% over 2 yr20232025
Debt/m²9 979 kr/m²
0% over 2 yr20232025
Equity ratio79 %
0 pp over 2 yr20232025

Association facts

Municipality
Söderköping
Apartments
20
Total area
480 m²

Identified risks

  • High debt per square metre increases the risk of fee increasesCritical
  • Very high interest-rate sensitivity in relation to incomeCritical
  • Maintenance plan exists, but the renovation history is unclearHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,979 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,100 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Skärgårdsbyn Apartments a financially healthy housing cooperative?
Bostadsrättsföreningen Skärgårdsbyn Apartments receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Skärgårdsbyn Apartments?
The debt is 9,979 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Skärgårdsbyn Apartments?
The annual fee is 1,100 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Skärgårdsbyn Apartments has a health score of 6 out of 10.