Hemlo's BRF analysis
Bostadsrättsföreningen Smaragden
Org. no. 769623-0809 · Uppsala
Summary
Bostadsrättsföreningen Smaragden receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,964 kr per square metre and the annual fee is 1,081 kr per square metre per year. Higher fee per m² than 95% of associations in Uppsala. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Hög räntekänslighet vid refinansiering, Stor refinansieringsrisk 2026 och 2028.
Compared with neighbouring associations
- Higher debt per m² than 79% of associations in Uppsala
- Higher fee per m² than 95% of associations in Uppsala
- Higher equity ratio than 88% of associations in Uppsala
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Uppsala
- Built
- 2015
- Apartments
- 114
- Total area
- 3 887 m²
Identified risks
- Very high debt per sqm (kvm)Critical
- High interest rate sensitivity upon refinancingCritical
- High refinancing risk in 2026 and 2028High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,964 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,081 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Smaragden a financially healthy housing cooperative?
- Bostadsrättsföreningen Smaragden receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Smaragden?
- The debt is 9,964 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 79% of associations in Uppsala.
- How high is the fee in Bostadsrättsföreningen Smaragden?
- The annual fee is 1,081 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Smaragden has a health score of 7 out of 10.