Hemlo's BRF analysis

Bostadsrättsföreningen SmedbyIII

Org. no. 769616-7662 · Upplands Väsby

Weaknesses presentBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Bostadsrättsföreningen SmedbyIII receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,199 kr per square metre and the annual fee is 1,170 kr per square metre per year. Higher fee per m² than 97% of associations in Upplands Väsby. The annual fee has increased 10% over 2 years. The analysis highlights, among other things: Hög skuldsättning och känslig finansiering, Planerat stambyte med konstaterade stamproblem, Hög avgiftsnivå med risk för fortsatt höjning.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Upplands Väsby
  • Higher fee per m² than 97% of associations in Upplands Väsby
  • Larger maintenance fund than 97% of associations in Upplands Väsby
  • Lower equity ratio than 81% of associations in Upplands Väsby

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 170 kr/m²
+10% over 2 yr20232025
Debt/m²10 199 kr/m²
-4% over 2 yr20232025
Equity ratio25 %
0 pp over 2 yr20232025

Association facts

Municipality
Upplands Väsby
Built
1982
Apartments
184
Total area
14 547 m²

Identified risks

  • High indebtedness and sensitive financingCritical
  • Planned replacement of plumbing with confirmed pipe problemsHigh
  • High fee level with a risk of further increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,199 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,170 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen SmedbyIII a financially healthy housing cooperative?
Bostadsrättsföreningen SmedbyIII receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen SmedbyIII?
The debt is 10,199 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Upplands Väsby.
How high is the fee in Bostadsrättsföreningen SmedbyIII?
The annual fee is 1,170 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 2 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen SmedbyIII has a health score of 4 out of 10.