Hemlo's BRF analysis
Bostadsrättsföreningen Spiken 3
Org. no. 769612-0620 · Sundbyberg
Top 30% in Sundbyberg
Summary
Bostadsrättsföreningen Spiken 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2022 annual report. The debt is 9,398 kr per square metre and the annual fee is 909 kr per square metre per year. Smaller maintenance fund than 73% of associations in Sundbyberg. The analysis highlights, among other things: Stort och oklart stambytesbehov i äldre fastighet, Hög refinansieringsrisk när hela lånestocken förfaller inom kort, Underhållsfonden är för svag i relation till framtida behov.
Compared with neighbouring associations
- Higher debt per m² than 65% of associations in Sundbyberg
- Higher fee per m² than 70% of associations in Sundbyberg
- Smaller maintenance fund than 73% of associations in Sundbyberg
- Lower equity ratio than 68% of associations in Sundbyberg
Association facts
- Municipality
- Sundbyberg
- Built
- 1944
- Apartments
- 24
- Total area
- 1 021 m²
Identified risks
- Large and unclear need for pipe replacement in an older propertyCritical
- High refinancing risk when the entire loan portfolio falls due in the near termHigh
- The maintenance fund is too weak in relation to future needsHigh
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- Debt per square metre9,398 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre909 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Spiken 3 a financially healthy housing cooperative?
- Bostadsrättsföreningen Spiken 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2022 annual report.
- How high is the debt in Bostadsrättsföreningen Spiken 3?
- The debt is 9,398 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Sundbyberg.
- How high is the fee in Bostadsrättsföreningen Spiken 3?
- The annual fee is 909 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Spiken 3 has a health score of 7 out of 10.