Hemlo's BRF analysis

Bostadsrättsföreningen Spinnaren

Org. no. 769628-9219 · Vetlanda

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Aug 2026

Summary

Bostadsrättsföreningen Spinnaren receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,481 kr per square metre and the annual fee is 868 kr per square metre per year. The annual fee has increased 42% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Hög räntekänslighet vid omförhandling, Stor refinansieringsrisk 2026.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²868 kr/m²
+42% over 2 yr20232025
Debt/m²15 481 kr/m²
-2% over 2 yr20232025
Equity ratio62 %
0 pp over 2 yr20232025

Association facts

Municipality
Vetlanda
Built
2018
Apartments
49
Total area
3 369 m²

Identified risks

  • Very high debt per sqmCritical
  • High interest rate sensitivity during refinancingCritical
  • High refinancing risk in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre15,481 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre868 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Spinnaren a financially healthy housing cooperative?
Bostadsrättsföreningen Spinnaren receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Spinnaren?
The debt is 15,481 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Spinnaren?
The annual fee is 868 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 42% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Spinnaren has a health score of 5 out of 10.