Hemlo's BRF analysis
Bostadsrättsföreningen Stadsgården 1
Org. no. 769637-2841 · Halmstad
Summary
Bostadsrättsföreningen Stadsgården 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,610 kr per square metre and the annual fee is 924 kr per square metre per year. Higher debt per m² than 100% of associations in Halmstad. The analysis highlights, among other things: Hög belåning ger stor avgiftsrisk, Mycket hög räntekänslighet kan slå direkt på månadsavgiften, Underhållsfonden är låg i förhållande till föreningens storlek.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Halmstad
- Higher fee per m² than 83% of associations in Halmstad
- Higher equity ratio than 92% of associations in Halmstad
Association facts
- Municipality
- Halmstad
- Built
- 2022
- Apartments
- 63
- Total area
- 3 913 m²
Identified risks
- High leverage creates a high risk of feesCritical
- Very high interest-rate sensitivity can hit the monthly fee straight away.Critical
- The maintenance fund is low in relation to the association’s size.High
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- Debt per square metre12,610 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre924 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Stadsgården 1 a financially healthy housing cooperative?
- Bostadsrättsföreningen Stadsgården 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Stadsgården 1?
- The debt is 12,610 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Halmstad.
- How high is the fee in Bostadsrättsföreningen Stadsgården 1?
- The annual fee is 924 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Stadsgården 1 has a health score of 6 out of 10.