Hemlo's BRF analysis

Bostadsrättsföreningen Surte Södra

Org. no. 763500-0503 · Ale

Acceptable, with remarksBased on the 2025 annual report · Analysed 30 Jul 2026

Summary

Bostadsrättsföreningen Surte Södra receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,940 kr per square metre and the annual fee is 1,135 kr per square metre per year. Higher fee per m² than 100% of associations in Ale. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Hög risk för kommande stambyte, Mycket låg soliditet ger svag ekonomisk buffert, Mycket låg underhållsfond i förhållande till behov.

Compared with neighbouring associations

  • Lower debt per m² than 78% of associations in Ale
  • Higher fee per m² than 100% of associations in Ale
  • Smaller maintenance fund than 67% of associations in Ale
  • Lower equity ratio than 78% of associations in Ale

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 135 kr/m²
+4% over 1 yr20242025
Debt/m²4 940 kr/m²
0% over 1 yr20242025
Equity ratio5 %
-2 pp over 1 yr20242025

Association facts

Municipality
Ale
Built
1944
Apartments
40
Total area
1 904 m²

Identified risks

  • High risk of upcoming pipe replacementCritical
  • Very low equity ratio provides a weak financial bufferCritical
  • Very low maintenance fund in relation to needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,940 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,135 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Surte Södra a financially healthy housing cooperative?
Bostadsrättsföreningen Surte Södra receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Surte Södra?
The debt is 4,940 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Ale.
How high is the fee in Bostadsrättsföreningen Surte Södra?
The annual fee is 1,135 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Surte Södra has a health score of 5 out of 10.