Hemlo's BRF analysis

Bostadsrättsföreningen Svalan 32-38

Org. no. 769617-7885 · Lidingö

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Bostadsrättsföreningen Svalan 32-38 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,622 kr per square metre and the annual fee is 952 kr per square metre per year. Higher fee per m² than 96% of associations in Lidingö. The annual fee has increased 20% over 2 years. The analysis highlights, among other things: Hög refinansieringsrisk på hela lånestocken, Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Underhållsfonden är svagt kapitaliserad.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Lidingö
  • Higher fee per m² than 96% of associations in Lidingö
  • Smaller maintenance fund than 72% of associations in Lidingö
  • Lower equity ratio than 71% of associations in Lidingö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²952 kr/m²
+20% over 2 yr2023–2025
Debt/m²8 622 kr/m²
-2% over 2 yr2023–2025
Equity ratio57 %
0 pp over 2 yr2023–2025

Association facts

Municipality
Lidingö
Built
1947
Apartments
30
Total area
1 451 m²

Identified risks

  • High refinancing risk across the entire loan portfolioCritical
  • Very high interest-rate sensitivity can force rent increasesCritical
  • The maintenance fund is undercapitalised.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,622 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre952 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Svalan 32-38 a financially healthy housing cooperative?
Bostadsrättsföreningen Svalan 32-38 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Svalan 32-38?
The debt is 8,622 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Lidingö.
How high is the fee in Bostadsrättsföreningen Svalan 32-38?
The annual fee is 952 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Svalan 32-38 has a health score of 6 out of 10.