Hemlo's BRF analysis

Bostadsrättsföreningen Svalan 32-38

Org. no. 769617-7885 · Lidingö

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Bostadsrättsföreningen Svalan 32-38 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 952 kr per square metre per year. Higher fee per m² than 96% of associations in Lidingö. The annual fee has increased 20% over 2 years. The analysis highlights, among other things: Hög refinansieringsrisk på hela lånestocken, Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Underhållsfonden är svagt kapitaliserad.

Compared with neighbouring associations

  • Lower debt per m² than 70% of associations in Lidingö
  • Higher fee per m² than 96% of associations in Lidingö
  • Smaller maintenance fund than 70% of associations in Lidingö
  • Lower equity ratio than 68% of associations in Lidingö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²952 kr/m²
+20% over 2 yr20232025
Debt/m²8 622 kr/m²
-2% over 2 yr20232025
Equity ratio57 %
0 pp over 2 yr20232025

Association facts

Municipality
Lidingö
Built
1947
Apartments
30
Total area
1 451 m²

Identified risks

  • High refinancing risk across the entire loan portfolioCritical
  • Very high interest-rate sensitivity can force rent increasesCritical
  • The maintenance fund is undercapitalised.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre952 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Svalan 32-38 a financially healthy housing cooperative?
Bostadsrättsföreningen Svalan 32-38 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Svalan 32-38?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 70% of associations in Lidingö.
How high is the fee in Bostadsrättsföreningen Svalan 32-38?
The annual fee is 952 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Svalan 32-38 has a health score of 6 out of 10.