Hemlo's BRF analysis

Bostadsrättsföreningen Svärdsliljan

Org. no. 778000-1645 · Västerås

Very strong associationBased on the 2025 annual report · Analysed 16 Jun 2026

Top 2% in Västerås

Summary

Bostadsrättsföreningen Svärdsliljan receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 880 kr per square metre and the annual fee is 838 kr per square metre per year. Larger maintenance fund than 92% of associations in Västerås. The analysis highlights, among other things: Hög refinansieringsrisk 2026–2027, Svag soliditet ger begränsad buffert vid oväntade kostnader, Underhållsfonden kan vara otillräcklig vid flera parallella behov.

Compared with neighbouring associations

  • Lower debt per m² than 91% of associations in Västerås
  • Larger maintenance fund than 92% of associations in Västerås
  • Lower equity ratio than 70% of associations in Västerås

Association facts

Municipality
Västerås
Built
1954
Apartments
117
Total area
5 932 m²

Identified risks

  • High refinancing risk 2026–2027High
  • Weak equity ratio provides a limited buffer against unexpected costsHigh
  • The maintenance fund may be insufficient in the event of multiple parallel needsMedium

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  • Debt per square metre880 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre838 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Svärdsliljan a financially healthy housing cooperative?
Bostadsrättsföreningen Svärdsliljan receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Svärdsliljan?
The debt is 880 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 91% of associations in Västerås.
How high is the fee in Bostadsrättsföreningen Svärdsliljan?
The annual fee is 838 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Svärdsliljan has a health score of 10 out of 10.