Hemlo's BRF analysis

Bostadsrättsföreningen The BRICK Rubigo

Org. no. 769631-9321 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 24 Jun 2026

Summary

Bostadsrättsföreningen The BRICK Rubigo receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,950 kr per square metre and the annual fee is 1,075 kr per square metre per year. Higher fee per m² than 94% of associations in Stockholm. The analysis highlights, among other things: Hög skuldsättning kan tvinga fram avgiftshöjningar, Mycket hög räntekänslighet vid framtida omläggning av lån, Kraftiga avgiftshöjningar redan nu och risk för fler.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Stockholm
  • Higher fee per m² than 94% of associations in Stockholm
  • Smaller maintenance fund than 92% of associations in Stockholm
  • Higher equity ratio than 87% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Debt/m²10 950 kr/m²
0% over 1 yr20242025
Equity ratio89 %
0 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
2024
Apartments
70
Total area
2 120 m²

Identified risks

  • High debt levels can force fee (charge) increases.Critical
  • Very high interest rate sensitivity in the event of future refinancing of loansCritical
  • Significant fee increases already now and risk of moreCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,950 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,075 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen The BRICK Rubigo a financially healthy housing cooperative?
Bostadsrättsföreningen The BRICK Rubigo receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen The BRICK Rubigo?
The debt is 10,950 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen The BRICK Rubigo?
The annual fee is 1,075 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen The BRICK Rubigo has a health score of 6 out of 10.