Hemlo's BRF analysis

Bostadsrättsföreningen Tjerner

Org. no. 787500-1419 · Hudiksvall

Stable associationBased on the 2025 annual report · Analysed 24 Jun 2026

Top 50% in Hudiksvall

Summary

Bostadsrättsföreningen Tjerner receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,694 kr per square metre and the annual fee is 692 kr per square metre per year. The analysis highlights, among other things: Ingen underhållsplan och svag renoveringshistorik, Mycket låg underhållsfond i förhållande till behov, Låg soliditet ger liten buffert vid oväntade kostnader.

Association facts

Municipality
Hudiksvall
Apartments
8
Total area
592 m²

Identified risks

  • No maintenance plan and a weak renovation historyCritical
  • Very low maintenance fund in relation to needsCritical
  • Low equity ratio provides a small buffer against unexpected costsCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,694 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre692 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Tjerner a financially healthy housing cooperative?
Bostadsrättsföreningen Tjerner receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Tjerner?
The debt is 2,694 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Tjerner?
The annual fee is 692 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Tjerner has a health score of 7 out of 10.