Hemlo's BRF analysis
Bostadsrättsföreningen Trädgården
Org. no. 716414-2429 · Timrå
Summary
Bostadsrättsföreningen Trädgården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,000 kr per square metre and the annual fee is 763 kr per square metre per year. Higher debt per m² than 100% of associations in Timrå. The analysis highlights, among other things: Svag kapitalbuffert vid framtida kostnadschocker, Stor refinansieringsrisk inom kort, Oklar stambytestatus i äldre fastighet.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Timrå
- Higher fee per m² than 67% of associations in Timrå
- Smaller maintenance fund than 75% of associations in Timrå
- Higher equity ratio than 67% of associations in Timrå
Association facts
- Municipality
- Timrå
- Built
- 1988
- Apartments
- 33
- Total area
- 3 470 m²
Identified risks
- Weak capital buffer in the event of future cost shocksCritical
- High refinancing risk in the near termHigh
- Unclear pipe replacement (stambyte) status in an older propertyHigh
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- Debt per square metre5,000 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre763 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Trädgården a financially healthy housing cooperative?
- Bostadsrättsföreningen Trädgården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Trädgården?
- The debt is 5,000 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Timrå.
- How high is the fee in Bostadsrättsföreningen Trädgården?
- The annual fee is 763 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Trädgården has a health score of 7 out of 10.