Hemlo's BRF analysis

Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge

Org. no. 769639-8697 · Sigtuna

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 796 kr per square metre per year. Higher equity ratio than 98% of associations in Sigtuna. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per lägenhet, Stor refinansieringsrisk vid ett enda stort lån.

Compared with neighbouring associations

  • Lower debt per m² than 89% of associations in Sigtuna
  • Lower fee per m² than 63% of associations in Sigtuna
  • Smaller maintenance fund than 89% of associations in Sigtuna
  • Higher equity ratio than 98% of associations in Sigtuna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²796 kr/m²
+7% over 1 yr20242025
Debt/m²12 535 kr/m²
-2% over 1 yr20242025
Equity ratio79 %
+1 pp over 1 yr20242025

Association facts

Municipality
Sigtuna
Built
2022
Apartments
22
Total area
2 260 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very high debt per apartmentCritical
  • High refinancing risk with a single large loanHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre796 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge a financially healthy housing cooperative?
Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 89% of associations in Sigtuna.
How high is the fee in Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge?
The annual fee is 796 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge has a health score of 6 out of 10.