Hemlo's BRF analysis

Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge

Org. no. 769639-8697 · Sigtuna

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,535 kr per square metre and the annual fee is 796 kr per square metre per year. Higher equity ratio than 98% of associations in Sigtuna. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per lägenhet, Stor refinansieringsrisk vid ett enda stort lån.

Compared with neighbouring associations

  • Higher debt per m² than 80% of associations in Sigtuna
  • Lower fee per m² than 71% of associations in Sigtuna
  • Smaller maintenance fund than 90% of associations in Sigtuna
  • Higher equity ratio than 98% of associations in Sigtuna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²796 kr/m²
+7% over 1 yr2024–2025
Debt/m²12 535 kr/m²
-2% over 1 yr2024–2025
Equity ratio79 %
+1 pp over 1 yr2024–2025

Association facts

Municipality
Sigtuna
Built
2022
Apartments
22
Total area
2 260 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very high debt per apartmentCritical
  • High refinancing risk with a single large loanHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,535 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre796 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge a financially healthy housing cooperative?
Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge?
The debt is 12,535 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Sigtuna.
How high is the fee in Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge?
The annual fee is 796 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Trädgårdsstaden 2 i Steninge has a health score of 6 out of 10.