Hemlo's BRF analysis

Bostadsrättsföreningen Tvestjärten Norra

Org. no. 716407-2709 · Helsingborg

Acceptable, with remarksBased on the 2023 annual report · Analysed 11 Jul 2026

Summary

Bostadsrättsföreningen Tvestjärten Norra receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 5,493 kr per square metre and the annual fee is 1,122 kr per square metre per year. Lower equity ratio than 96% of associations in Helsingborg. The analysis highlights, among other things: Svag balansräkning med låg buffert, Hög underhållsrisk med mycket liten underhållsfond, Räntekänslig förening med begränsad intäktsbas.

Compared with neighbouring associations

  • Higher fee per m² than 95% of associations in Helsingborg
  • Smaller maintenance fund than 93% of associations in Helsingborg
  • Lower equity ratio than 96% of associations in Helsingborg

Association facts

Municipality
Helsingborg
Apartments
8
Total area
416 m²

Identified risks

  • Weak balance sheet with a low bufferCritical
  • High maintenance risk with a very small maintenance fundHigh
  • Interest-rate sensitive association with a limited income baseHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,493 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,122 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Tvestjärten Norra a financially healthy housing cooperative?
Bostadsrättsföreningen Tvestjärten Norra receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Bostadsrättsföreningen Tvestjärten Norra?
The debt is 5,493 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Tvestjärten Norra?
The annual fee is 1,122 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Tvestjärten Norra has a health score of 5 out of 10.