Hemlo's BRF analysis
Bostadsrättsföreningen Visby Silvret
Org. no. 769639-5305 · Gotland
Summary
Bostadsrättsföreningen Visby Silvret receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,522 kr per square metre and the annual fee is 789 kr per square metre per year. Higher debt per m² than 85% of associations in Gotland. The analysis highlights, among other things: Hög skuldsättning med stor känslighet för räntor, Ingen underhållsplan och oklar status för stambyte, Låneförfall koncentrerat till 2026.
Compared with neighbouring associations
- Higher debt per m² than 85% of associations in Gotland
- Higher equity ratio than 80% of associations in Gotland
Association facts
- Municipality
- Gotland
- Apartments
- 10
- Total area
- 536 m²
Identified risks
- High indebtedness with high sensitivity to interest ratesCritical
- No maintenance plan and unclear status for pipe replacementCritical
- Loan maturities concentrated in 2026High
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- Debt per square metre10,522 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre789 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Visby Silvret a financially healthy housing cooperative?
- Bostadsrättsföreningen Visby Silvret receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Visby Silvret?
- The debt is 10,522 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 85% of associations in Gotland.
- How high is the fee in Bostadsrättsföreningen Visby Silvret?
- The annual fee is 789 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Visby Silvret has a health score of 5 out of 10.