Hemlo's BRF analysis

Bostadsrttsfreningen Pollux 1

Org. no. 769631-3647 · Helsingborg

Stable associationBased on the 2025 annual report · Analysed 8 Aug 2026

Summary

Bostadsrttsfreningen Pollux 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,350 kr per square metre and the annual fee is 986 kr per square metre per year. Higher equity ratio than 95% of associations in Helsingborg. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Hög skuldsättning per kvm, Mycket hög räntekänslighet kan driva upp avgiften, Snabba låneförfall ökar refinansieringsrisken.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Helsingborg
  • Higher fee per m² than 86% of associations in Helsingborg
  • Smaller maintenance fund than 62% of associations in Helsingborg
  • Higher equity ratio than 95% of associations in Helsingborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²986 kr/m²
+5% over 1 yr20242025
Debt/m²10 350 kr/m²
-4% over 1 yr20242025
Equity ratio74 %
+1 pp over 1 yr20242025

Association facts

Municipality
Helsingborg
Built
2018
Apartments
44
Total area
3 265 m²

Identified risks

  • High debt per sqmCritical
  • Very high interest rate sensitivity can drive up the feeCritical
  • Fast loan repayments increase refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,350 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre986 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrttsfreningen Pollux 1 a financially healthy housing cooperative?
Bostadsrttsfreningen Pollux 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrttsfreningen Pollux 1?
The debt is 10,350 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Helsingborg.
How high is the fee in Bostadsrttsfreningen Pollux 1?
The annual fee is 986 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrttsfreningen Pollux 1 has a health score of 7 out of 10.