Hemlo's BRF analysis

Brf Akvamarinen 3

Org. no. 769623-6061 · Stockholm

Stable associationBased on the 2025 annual report · Analysed 4 Aug 2026

Top 19% in Stockholm

Summary

Brf Akvamarinen 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,358 kr per square metre and the annual fee is 816 kr per square metre per year. Higher debt per m² than 73% of associations in Stockholm. The annual fee has increased 28% over 2 years. The analysis highlights, among other things: Stor del av lånen förfaller inom tre år, Underhållsfonden är låg i förhållande till behovet, Räntehöjningar kan snabbt driva upp avgifterna.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Stockholm
  • Higher fee per m² than 65% of associations in Stockholm
  • Larger maintenance fund than 65% of associations in Stockholm
  • Lower equity ratio than 61% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²816 kr/m²
+28% over 2 yr20232025
Debt/m²7 358 kr/m²
-14% over 2 yr20232025
Equity ratio64 %
+4 pp over 2 yr20232025

Association facts

Municipality
Stockholm
Built
1950
Apartments
63
Total area
4 404 m²

Identified risks

  • Large portion of the loans is due within three yearsHigh
  • The maintenance fund is low relative to the needHigh
  • Interest rate increases can quickly drive up the feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,358 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre816 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Akvamarinen 3 a financially healthy housing cooperative?
Brf Akvamarinen 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Akvamarinen 3?
The debt is 7,358 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Stockholm.
How high is the fee in Brf Akvamarinen 3?
The annual fee is 816 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 28% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Akvamarinen 3 has a health score of 7 out of 10.