Hemlo's BRF analysis

Brf Älvkullen 3

Org. no. 769633-8271 · Västerås

Stable associationBased on the 2025 annual report · Analysed 31 Jul 2026

Summary

Brf Älvkullen 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,861 kr per square metre and the annual fee is 848 kr per square metre per year. Higher debt per m² than 86% of associations in Västerås. The analysis highlights, among other things: Hög skuldsättning i förhållande till avgiftsnivån, Mycket hög räntekänslighet vid ränteuppgång, Koncentrerade låneförfall inom kort tid.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Västerås
  • Higher fee per m² than 60% of associations in Västerås
  • Smaller maintenance fund than 81% of associations in Västerås
  • Higher equity ratio than 73% of associations in Västerås

Association facts

Municipality
Västerås
Built
2020
Apartments
22
Total area
1 982 m²

Identified risks

  • High debt in relation to the fee levelCritical
  • Very high interest-rate sensitivity when interest rates riseCritical
  • Concentrated loan maturities within a short periodHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,861 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre848 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Älvkullen 3 a financially healthy housing cooperative?
Brf Älvkullen 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Älvkullen 3?
The debt is 11,861 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Västerås.
How high is the fee in Brf Älvkullen 3?
The annual fee is 848 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Älvkullen 3 has a health score of 7 out of 10.