Hemlo's BRF analysis

Brf Balen 3

Org. no. 716421-8468 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 30 Apr 2026

Summary

Brf Balen 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 681 kr per square metre and the annual fee is 571 kr per square metre per year. Higher equity ratio than 88% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög koncentration av lån som förfaller samtidigt, Låg underhållsfond i förhållande till framtida behov, Okänd stambytesstatus i gammal fastighet.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Stockholm
  • Lower fee per m² than 77% of associations in Stockholm
  • Higher equity ratio than 88% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²571 kr/m²
0% over 1 yr20242025
Debt/m²678 kr/m²
0% over 1 yr20242025
Equity ratio90 %
0 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1932
Apartments
30
Total area
1 476 m²

Identified risks

  • High concentration of loans due at the same timeHigh
  • Low maintenance fund relative to future needsHigh
  • Unknown pipe replacement status in an old propertyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre681 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre571 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Balen 3 a financially healthy housing cooperative?
Brf Balen 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Balen 3?
The debt is 681 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Stockholm.
How high is the fee in Brf Balen 3?
The annual fee is 571 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Balen 3 has a health score of 6 out of 10.