Hemlo's BRF analysis

Brf Balneum

Org. no. 769629-9515 · Stockholm

Stable associationBased on the 2024 annual report · Analysed 30 Apr 2026

Top 23% in Stockholm

Summary

Brf Balneum receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,107 kr per square metre and the annual fee is 770 kr per square metre per year. Higher debt per m² than 90% of associations in Stockholm. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Låg underhållsfond kan leda till extrakostnader, Hög skuldsättning per kvm ökar avgiftsrisken.

Compared with neighbouring associations

  • Higher debt per m² than 90% of associations in Stockholm
  • Larger maintenance fund than 89% of associations in Stockholm
  • Higher equity ratio than 77% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
2018
Apartments
135
Total area
11 173 m²

Identified risks

  • Very high interest rate sensitivity can force fee increasesCritical
  • Low maintenance fund can lead to additional costsHigh
  • High debt per sqm increases the risk of fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,107 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre770 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Balneum a financially healthy housing cooperative?
Brf Balneum receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Balneum?
The debt is 12,107 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 90% of associations in Stockholm.
How high is the fee in Brf Balneum?
The annual fee is 770 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Balneum has a health score of 7 out of 10.