Hemlo's BRF analysis

Brf Baltic & Torg

Org. no. 769632-9007 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Top 40% in Stockholm

Summary

Brf Baltic & Torg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,347 kr per square metre and the annual fee is 829 kr per square metre per year. Higher debt per m² than 95% of associations in Stockholm. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid omsättning av lån, Tung låneförfallovåg inom kort tid.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Stockholm
  • Higher fee per m² than 67% of associations in Stockholm
  • Larger maintenance fund than 80% of associations in Stockholm
  • Higher equity ratio than 67% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
2020
Apartments
105
Total area
6 560 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivity at refinancing of loansCritical
  • Significant loan maturities in the near futureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,347 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre829 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Baltic & Torg a financially healthy housing cooperative?
Brf Baltic & Torg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Baltic & Torg?
The debt is 14,347 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Stockholm.
How high is the fee in Brf Baltic & Torg?
The annual fee is 829 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Baltic & Torg has a health score of 6 out of 10.