Hemlo's BRF analysis

Brf Banér

Org. no. 702000-1157 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 20 Aug 2026

Top 7% in Stockholm

Summary

Brf Banér receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,930 kr per square metre and the annual fee is 895 kr per square metre per year. Larger maintenance fund than 85% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Samlad refinansieringsrisk när alla lån förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Stockholm
  • Higher fee per m² than 77% of associations in Stockholm
  • Larger maintenance fund than 85% of associations in Stockholm
  • Higher equity ratio than 70% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²895 kr/m²
0% over 1 yr20242025
Debt/m²9 930 kr/m²
-2% over 1 yr20242025
Equity ratio80 %
0 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1896
Apartments
27
Total area
1 971 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very high debt per m²High
  • Concentrated refinancing risk when all loans mature in the near futureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,930 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre895 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Banér a financially healthy housing cooperative?
Brf Banér receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Banér?
The debt is 9,930 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Stockholm.
How high is the fee in Brf Banér?
The annual fee is 895 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Banér has a health score of 8 out of 10.