Hemlo's BRF analysis

Brf Bergmans bageri

Org. no. 769632-7035 · Stockholm

Weaknesses presentBased on the 2024 annual report · Analysed 30 Apr 2026

Summary

Brf Bergmans bageri receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 17,290 kr per square metre and the annual fee is 771 kr per square metre per year. Higher debt per m² than 98% of associations in Stockholm. The analysis highlights, among other things: Planerad avgiftshöjning på 15 procent, Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet.

Compared with neighbouring associations

  • Higher debt per m² than 98% of associations in Stockholm
  • Smaller maintenance fund than 87% of associations in Stockholm
  • Higher equity ratio than 79% of associations in Stockholm

Association facts

Municipality
Stockholm
Apartments
42
Total area
3 383 m²

Identified risks

  • Planned rent increase of 15 percentCritical
  • Very high debt per m²Critical
  • Very high interest rate sensitivityCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre17,290 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre771 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Bergmans bageri a financially healthy housing cooperative?
Brf Bergmans bageri receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Bergmans bageri?
The debt is 17,290 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Stockholm.
How high is the fee in Brf Bergmans bageri?
The annual fee is 771 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bergmans bageri has a health score of 4 out of 10.