Hemlo's BRF analysis

Brf Bergslagen 4

Org. no. 702000-1496 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 30 Apr 2026

Top 4% in Stockholm

Summary

Brf Bergslagen 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,365 kr per square metre and the annual fee is 941 kr per square metre per year. Lower equity ratio than 95% of associations in Stockholm. The annual fee has increased 29% over 3 years. The analysis highlights, among other things: Låneportföljen behöver refinansieras nästan helt samtidigt, Svag underhållsfond i relation till kommande behov, Soliditeten är låg och ger liten buffert mot framtida kostnadsschocker.

Compared with neighbouring associations

  • Lower debt per m² than 72% of associations in Stockholm
  • Higher fee per m² than 83% of associations in Stockholm
  • Lower equity ratio than 95% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²941 kr/m²
+29% over 3 yr2022–2025
Debt/m²3 365 kr/m²
-5% over 3 yr2022–2025
Equity ratio0 %
-10 pp over 3 yr2022–2025

Association facts

Municipality
Stockholm
Built
1929
Apartments
38
Total area
1 694 m²

Identified risks

  • The loan portfolio needs to be refinanced almost entirely at the same time.High
  • Weak maintenance fund in relation to upcoming needsHigh
  • The solvency ratio is low and provides little buffer against future cost shocksMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,365 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre941 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Bergslagen 4 a financially healthy housing cooperative?
Brf Bergslagen 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Bergslagen 4?
The debt is 3,365 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 72% of associations in Stockholm.
How high is the fee in Brf Bergslagen 4?
The annual fee is 941 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 29% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bergslagen 4 has a health score of 8 out of 10.