Hemlo's BRF analysis

Brf Betula i Kungsbacka

Org. no. 769626-2836 · Kungsbacka

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Top 43% in Kungsbacka

Summary

Brf Betula i Kungsbacka receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,886 kr per square metre and the annual fee is 853 kr per square metre per year. Larger maintenance fund than 100% of associations in Kungsbacka. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Hög räntekänslighet kan slå snabbt mot avgiften, Stor del av lånen förfaller 2026–2027, Skuldsättningen är förhållandevis hög för nyproduktion.

Compared with neighbouring associations

  • Higher debt per m² than 70% of associations in Kungsbacka
  • Higher fee per m² than 60% of associations in Kungsbacka
  • Larger maintenance fund than 100% of associations in Kungsbacka
  • Higher equity ratio than 65% of associations in Kungsbacka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²853 kr/m²
+3% over 1 yr20242025
Debt/m²8 886 kr/m²
-6% over 1 yr20242025
Equity ratio73 %
+1 pp over 1 yr20242025

Association facts

Municipality
Kungsbacka
Built
2014
Apartments
115
Total area
7 045 m²

Identified risks

  • High interest-rate sensitivity can quickly hit the membership feeHigh
  • A large portion of the loans matures in 2026–2027High
  • The level of debt is relatively high for new buildsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,886 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre853 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Betula i Kungsbacka a financially healthy housing cooperative?
Brf Betula i Kungsbacka receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Betula i Kungsbacka?
The debt is 8,886 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 70% of associations in Kungsbacka.
How high is the fee in Brf Betula i Kungsbacka?
The annual fee is 853 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Betula i Kungsbacka has a health score of 6 out of 10.