Hemlo's BRF analysis
Brf Bo Klok Sandbäcken
Org. no. 769610-2362 · Karlstad
Top 26% in Karlstad
Summary
Brf Bo Klok Sandbäcken receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,721 kr per square metre and the annual fee is 820 kr per square metre per year. Smaller maintenance fund than 94% of associations in Karlstad. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram stora avgiftshöjningar, Stor refinansieringsrisk när huvuddelen av lånen förfaller 2025, Ingen buffert i underhållsfonden ökar risken för plötsliga kostnadslyft.
Compared with neighbouring associations
- Higher debt per m² than 78% of associations in Karlstad
- Higher fee per m² than 79% of associations in Karlstad
- Smaller maintenance fund than 94% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 2004
- Apartments
- 48
- Total area
- 2 914 m²
Identified risks
- Very high interest-rate sensitivity can force large fee increases.Critical
- Significant refinancing risk when the majority of the loans mature in 2025High
- No buffer in the maintenance fund increases the risk of sudden cost increasesHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre7,721 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre820 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Bo Klok Sandbäcken a financially healthy housing cooperative?
- Brf Bo Klok Sandbäcken receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Bo Klok Sandbäcken?
- The debt is 7,721 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Karlstad.
- How high is the fee in Brf Bo Klok Sandbäcken?
- The annual fee is 820 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bo Klok Sandbäcken has a health score of 8 out of 10.