Hemlo's BRF analysis

Brf Bruket

Org. no. 769639-3656 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 24 Jun 2026

Summary

Brf Bruket receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,101 kr per square metre and the annual fee is 951 kr per square metre per year. Higher equity ratio than 95% of associations in Malmö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög belåning per kvadratmeter, Mycket hög räntekänslighet, Kommande avgiftstryck trots stabil avgift i dag.

Compared with neighbouring associations

  • Higher debt per m² than 76% of associations in Malmö
  • Higher fee per m² than 62% of associations in Malmö
  • Smaller maintenance fund than 82% of associations in Malmö
  • Higher equity ratio than 95% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²951 kr/m²
+1% over 1 yr20242025
Debt/m²12 101 kr/m²
-1% over 1 yr20242025
Equity ratio78 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2023
Apartments
112
Total area
8 308 m²

Identified risks

  • Very high loan-to-value per square metreCritical
  • Very high interest-rate sensitivityCritical
  • Upcoming fee pressure despite stable fees todayHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,101 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre951 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Bruket a financially healthy housing cooperative?
Brf Bruket receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Bruket?
The debt is 12,101 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Malmö.
How high is the fee in Brf Bruket?
The annual fee is 951 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bruket has a health score of 5 out of 10.