Hemlo's BRF analysis

Brf Bunkeflo 4

Org. no. 769613-9216 · Malmö

Clear risksBased on the 2025 annual report · Analysed 31 Aug 2026

Summary

Brf Bunkeflo 4 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,924 kr per square metre and the annual fee is 1,076 kr per square metre per year. Higher fee per m² than 83% of associations in Malmö. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Hög belåning kombinerat med låg avgiftsbuffert, Mycket hög räntekänslighet i föreningens ekonomi, Tomträtt kan ge kraftigt höjda kostnader framöver.

Compared with neighbouring associations

  • Higher debt per m² than 80% of associations in Malmö
  • Higher fee per m² than 83% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 076 kr/m²
+3% over 1 yr2024–2025
Debt/m²11 924 kr/m²
-1% over 1 yr2024–2025
Equity ratio57 %
-1 pp over 1 yr2024–2025

Association facts

Municipality
Malmö
Built
2006
Apartments
64
Total area
5 487 m²

Identified risks

  • High debt combined with a low fee bufferCritical
  • Very high interest-rate sensitivity in the association’s financesCritical
  • Ground rent can lead to significantly higher costs in the futureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,924 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,076 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Bunkeflo 4 a financially healthy housing cooperative?
Brf Bunkeflo 4 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Bunkeflo 4?
The debt is 11,924 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Malmö.
How high is the fee in Brf Bunkeflo 4?
The annual fee is 1,076 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bunkeflo 4 has a health score of 3 out of 10.