Hemlo's BRF analysis

BRF Centrum nr 2

Org. no. 779500-0111 · Heby

Acceptable, with remarksBased on the 2025 annual report · Analysed 10 Aug 2026

Summary

BRF Centrum nr 2 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,775 kr per square metre and the annual fee is 800 kr per square metre per year. The annual fee has increased 44% over 2 years. The analysis highlights, among other things: Hög stambytesrisk i 60-talshus utan dokumenterat byte, Mycket hög räntekänslighet vid kommande refinansiering, Svag balansräkning med låg soliditet.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²800 kr/m²
+44% over 2 yr20232025
Debt/m²6 775 kr/m²
-5% over 2 yr20232025
Equity ratio14 %
+3 pp over 2 yr20232025

Association facts

Municipality
Heby
Built
1963
Apartments
31
Total area
1 887 m²

Identified risks

  • High risk of replacement of main pipes in 1960s buildings without documented replacementCritical
  • Very high interest-rate sensitivity upon upcoming refinancingCritical
  • Weak balance sheet with low equity ratioHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,775 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre800 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Centrum nr 2 a financially healthy housing cooperative?
BRF Centrum nr 2 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Centrum nr 2?
The debt is 6,775 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Centrum nr 2?
The annual fee is 800 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 44% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Centrum nr 2 has a health score of 6 out of 10.