Hemlo's BRF analysis

Brf Delfinen

Org. no. 769631-7895 · Linköping

Acceptable, with remarksBased on the 2024 annual report · Analysed 22 Jun 2026

Summary

Brf Delfinen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,465 kr per square metre and the annual fee is 1,110 kr per square metre per year. Higher fee per m² than 99% of associations in Linköping. The analysis highlights, among other things: Koncentrerade låneförfall 2025–2026, Mycket hög räntekänslighet vid framtida räntelyft, Mycket hög belåning i relation till ytan.

Compared with neighbouring associations

  • Higher debt per m² than 81% of associations in Linköping
  • Higher fee per m² than 99% of associations in Linköping
  • Smaller maintenance fund than 90% of associations in Linköping
  • Higher equity ratio than 78% of associations in Linköping

Association facts

Municipality
Linköping
Built
2018
Apartments
15
Total area
787 m²

Identified risks

  • Concentrated loan maturities 2025–2026Critical
  • Very high interest-rate sensitivity in the event of future interest rate increasesCritical
  • Very high leverage in relation to the areaCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,465 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,110 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Delfinen a financially healthy housing cooperative?
Brf Delfinen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Delfinen?
The debt is 12,465 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Linköping.
How high is the fee in Brf Delfinen?
The annual fee is 1,110 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Delfinen has a health score of 5 out of 10.