Hemlo's BRF analysis

Brf Emerald 2

Org. no. 769629-6479 · Stockholm

Clear risksBased on the 2025 annual report · Analysed 30 Apr 2026

Summary

Brf Emerald 2 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 27,174 kr per square metre and the annual fee is 1,076 kr per square metre per year. Higher debt per m² than 100% of associations in Stockholm. The annual fee has increased 45% over 3 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Stambyte kan vara nära eller redan förbrukat i den gamla fastigheten.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Stockholm
  • Higher fee per m² than 94% of associations in Stockholm
  • Larger maintenance fund than 61% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 076 kr/m²
+45% over 3 yr20222025
Debt/m²27 174 kr/m²
+30% over 3 yr20222025
Equity ratio69 %
0 pp over 3 yr20222025

Association facts

Municipality
Stockholm
Built
1882
Apartments
17
Total area
828 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • Pipe replacement may be close to due or already used up in the old propertyCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre27,174 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,076 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Emerald 2 a financially healthy housing cooperative?
Brf Emerald 2 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Emerald 2?
The debt is 27,174 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Stockholm.
How high is the fee in Brf Emerald 2?
The annual fee is 1,076 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 45% over 3 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Emerald 2 has a health score of 3 out of 10.