Hemlo

Hemlo's BRF analysis

BRF Gården Västerås

Org. no. 769639-1130 · Västerås

Stable associationBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

BRF Gården Västerås receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,268 kr per square metre and the annual fee is 847 kr per square metre per year. Smaller maintenance fund than 93% of associations in Västerås. The analysis highlights, among other things: Hög skuldsättning med mycket känslig räntebild, Risk för dubbelt kostnadstryck: hög skuld och svag underhållsreserv, Underhållsfonden är kraftigt underdimensionerad.

Compared with neighbouring associations

  • Higher debt per m² than 88% of associations in Västerås
  • Smaller maintenance fund than 93% of associations in Västerås
  • Higher equity ratio than 86% of associations in Västerås

Association facts

Municipality
Västerås
Apartments
50
Total area
3 930 m²

Identified risks

  • High debt levels with a very sensitive interest rate profileCritical
  • Risk of double cost pressure: high debt and a weak maintenance reserveHigh
  • The maintenance fund is significantly underfundedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,268 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre847 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations
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Frequently asked questions

Is BRF Gården Västerås a financially healthy housing cooperative?
BRF Gården Västerås receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Gården Västerås?
The debt is 12,268 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Västerås.
How high is the fee in BRF Gården Västerås?
The annual fee is 847 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Gården Västerås has a health score of 7 out of 10.