Hemlo's BRF analysis
Brf Gåvoskatten 3 & 4
Org. no. 716416-5917 · Stockholm
Top 14% in Stockholm
Summary
Brf Gåvoskatten 3 & 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,158 kr per square metre and the annual fee is 831 kr per square metre per year. Lower equity ratio than 87% of associations in Stockholm. The analysis highlights, among other things: Svag underhållsfond kan tvinga fram avgiftshöjning, Två stora låneförfall redan 2026, Begränsad transparens om underhållsplanens kvalitet.
Compared with neighbouring associations
- Higher fee per m² than 68% of associations in Stockholm
- Lower equity ratio than 87% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Apartments
- 30
- Total area
- 1 956 m²
Identified risks
- Weak maintenance fund may force a rise in housing association feesHigh
- Two major loan maturities already in 2026High
- Limited transparency about the quality of the maintenance planMedium
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- Debt per square metre3,158 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre831 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Gåvoskatten 3 & 4 a financially healthy housing cooperative?
- Brf Gåvoskatten 3 & 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Gåvoskatten 3 & 4?
- The debt is 3,158 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Brf Gåvoskatten 3 & 4?
- The annual fee is 831 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Gåvoskatten 3 & 4 has a health score of 8 out of 10.