Hemlo's BRF analysis

Brf Gulddragaren

Org. no. 769617-0880 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Aug 2026

Top 48% in Stockholm

Summary

Brf Gulddragaren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,289 kr per square metre and the annual fee is 827 kr per square metre per year. Higher fee per m² than 67% of associations in Stockholm. The annual fee has increased 12% over 2 years. The analysis highlights, among other things: Mycket låg underhållsfond i förhållande till behovet, Svag avgiftsfinansiering med hög beroende av externa intäkter, Tomträtt omförhandlas 2027 med tydlig kostnadsökning.

Compared with neighbouring associations

  • Higher fee per m² than 67% of associations in Stockholm
  • Smaller maintenance fund than 60% of associations in Stockholm
  • Higher equity ratio than 65% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²827 kr/m²
+12% over 2 yr20232025
Debt/m²3 289 kr/m²
-35% over 2 yr20232025
Equity ratio78 %
+11 pp over 2 yr20232025

Association facts

Municipality
Stockholm
Built
1989
Apartments
237
Total area
19 381 m²

Identified risks

  • Very low maintenance fund in relation to the needCritical
  • Weak fee financing with high reliance on external incomeHigh
  • Ground lease renegotiation in 2027 with a clear cost increaseHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,289 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre827 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Gulddragaren a financially healthy housing cooperative?
Brf Gulddragaren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Gulddragaren?
The debt is 3,289 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Gulddragaren?
The annual fee is 827 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Gulddragaren has a health score of 6 out of 10.