Hemlo's BRF analysis

BRF Guldsmeden nr 1

Org. no. 718500-0549 · Katrineholm

Acceptable, with remarksBased on the 2024 annual report · Analysed 21 Jun 2026

Summary

BRF Guldsmeden nr 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,919 kr per square metre and the annual fee is 553 kr per square metre per year. Smaller maintenance fund than 94% of associations in Katrineholm. The analysis highlights, among other things: Stort stambytesbehov kan ligga nära i tiden, Hög räntekänslighet i helt rörlig låneportfölj, Låg soliditet ger liten buffert vid oväntade kostnader.

Compared with neighbouring associations

  • Lower fee per m² than 88% of associations in Katrineholm
  • Smaller maintenance fund than 94% of associations in Katrineholm
  • Lower equity ratio than 76% of associations in Katrineholm

Association facts

Municipality
Katrineholm
Built
1944
Apartments
32
Total area
1 715 m²

Identified risks

  • A major need for replacement of the building’s plumbing and pipework may be close in time.Critical
  • High interest rate sensitivity in an entirely variable loan portfolioHigh
  • Low equity ratio provides a small buffer against unexpected costs.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,919 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre553 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Guldsmeden nr 1 a financially healthy housing cooperative?
BRF Guldsmeden nr 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Guldsmeden nr 1?
The debt is 1,919 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Guldsmeden nr 1?
The annual fee is 553 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Guldsmeden nr 1 has a health score of 5 out of 10.